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Sienna Terrenas

A 70-acre oceanview development offering luxury villas and authentic living in Las Terrenas, Dominican Republic.

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Contact

  • El Jamito, Las Terrenas
  • Office: Calle Libertad 7
  • +1 646 860 0004
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Financing options for Caribbean real estate at Sienna Terrenas
Bank Financing Available

Flexible Financing for International Buyers

Preferential loan terms through Banco Santa Cruz for all buyer nationalities.

Security

Your Money Is Protected

All buyer funds are held in escrow at Banco Santa Cruz — not in our operating accounts. Your investment is protected by a formal reservation agreement reviewed by independent legal counsel, with a 14-day fully refundable review period on your initial $5,000 deposit.

Our Banking Partner

Why Banco Santa Cruz

Sienna has negotiated a dedicated financing program with Banco Santa Cruz, one of the Dominican Republic's leading banks. This isn't a generic mortgage — it's a partnership built specifically for Sienna buyers, with benefits you won't find on the open market.

Fast approval process
No penalties on early principal payments
Choose your own payment date
Financing available in both Dominican Pesos and US Dollars
Fixed legal fees of just RD$5,000 (approx. $85 USD)
Preferential interest rates set at time of financing
Loan Options

Financing Terms by Buyer Profile

Dominican Nationals & Dominicans Living Abroad

70%
Max LTV
10 years
Max Term

Up to 70% of property value financed with up to 10-year term.

Foreign Nationals

50%
Max LTV
10 years
Max Term

Up to 50% of property value financed with up to 10-year term.

Example

A foreign buyer purchasing a $114,000 lot can finance up to $57,000 over 10 years, with a $57,000 down payment. Rates are set at time of application based on market conditions.

Talk to Our Team
Documentation

What You'll Need

We help you prepare everything. Here's what the bank requires so there are no surprises.

Dominican Resident in DR

  • Loan application
  • Employment letter
  • 6 months of bank statements
  • Cedula copy
  • Purchase contract or letter of intent
  • Property appraisal

Dominican Abroad or Foreign National

  • Last 2 years of income tax filings (W-2)
  • Employment letter (if employed)
  • 6 months of bank statements
  • Passport copy
  • Second ID (driver's license or national ID)
  • Social Security copy (US nationals/residents)
  • International credit bureau authorization ($32 USD, processed at any BSC branch)
  • Purchase contract or letter of intent
  • Property appraisal

Don't worry about the property-side documents — title certificate, IPI certification, and lien clearance are all prepared by our legal team on your behalf.

Flexibility

Other Ways to Pay

Bank financing isn't the only path. Sienna offers flexibility depending on your situation.

Staged Payments

No bank needed

Pay your lot in installments during the reservation-to-construction period.

Typical structure: $5K reservation → 50% at signing → 40% → 10% at delivery

Internal Financing

Direct payment plans

For qualifying buyers, we offer direct payment plans on the lot portion.

Ask our team for current terms.

Full Payment

Best pricing

Pay in full and lock in the best pricing.

Wire transfers in USD accepted directly to our Banco Santa Cruz escrow account.

See Payment Schedule Contact Us

Ready to Explore Your Options?

Our team can walk you through the best financing path for your situation.

Schedule a Consultation