Flexible Financing for International Buyers
Preferential loan terms through Banco Santa Cruz for all buyer nationalities.
Your Money Is Protected
All buyer funds are held in escrow at Banco Santa Cruz — not in our operating accounts. Your investment is protected by a formal reservation agreement reviewed by independent legal counsel, with a 14-day fully refundable review period on your initial $5,000 deposit.
Why Banco Santa Cruz
Sienna has negotiated a dedicated financing program with Banco Santa Cruz, one of the Dominican Republic's leading banks. This isn't a generic mortgage — it's a partnership built specifically for Sienna buyers, with benefits you won't find on the open market.
Financing Terms by Buyer Profile
Dominican Nationals & Dominicans Living Abroad
Up to 70% of property value financed with up to 10-year term.
Foreign Nationals
Up to 50% of property value financed with up to 10-year term.
Example
A foreign buyer purchasing a $114,000 lot can finance up to $57,000 over 10 years, with a $57,000 down payment. Rates are set at time of application based on market conditions.
What You'll Need
We help you prepare everything. Here's what the bank requires so there are no surprises.
Dominican Resident in DR
- Loan application
- Employment letter
- 6 months of bank statements
- Cedula copy
- Purchase contract or letter of intent
- Property appraisal
Dominican Abroad or Foreign National
- Last 2 years of income tax filings (W-2)
- Employment letter (if employed)
- 6 months of bank statements
- Passport copy
- Second ID (driver's license or national ID)
- Social Security copy (US nationals/residents)
- International credit bureau authorization ($32 USD, processed at any BSC branch)
- Purchase contract or letter of intent
- Property appraisal
Don't worry about the property-side documents — title certificate, IPI certification, and lien clearance are all prepared by our legal team on your behalf.
Other Ways to Pay
Bank financing isn't the only path. Sienna offers flexibility depending on your situation.
Staged Payments
No bank neededPay your lot in installments during the reservation-to-construction period.
Typical structure: $5K reservation → 50% at signing → 40% → 10% at delivery
Internal Financing
Direct payment plansFor qualifying buyers, we offer direct payment plans on the lot portion.
Ask our team for current terms.
Full Payment
Best pricingPay in full and lock in the best pricing.
Wire transfers in USD accepted directly to our Banco Santa Cruz escrow account.
Ready to Explore Your Options?
Our team can walk you through the best financing path for your situation.