Transparent Payment Schedule
A transparent schedule tied to construction milestones — pay only as the work progresses, with no surprise fees along the way.
How Payments Work
Lot and villa payments are handled separately, each tied to clear milestones. You only pay as progress is made — never for work that hasn’t been done — and the villa price is locked when you sign the construction contract. The schedules below show the three lot milestones and the four villa construction milestones in detail.
All buyer funds are held in escrow at Banco Santa Cruz, with a 14-day fully refundable review period on your $5,000 reservation deposit. See the full buyer-protection framework →
Lot Payment Phases
Four milestones from reservation to lot handover
Lot Payments
What You Get for Each Villa Payment
Every villa payment is tied to a real construction event. Here's what progresses on site as each milestone is reached.
Site preparation and foundations.
- Land cleared and access roads created
- Site installation, signage, and security in place
- Temporary water and electricity connections
- Septic tank construction
- Bulk excavation and foundation footing excavation
- Retaining walls
The structural shell takes shape.
- Foundation footings completed
- Load-bearing columns and beams
- Ground floor slab and upper floor slab
- Load-bearing walls
- Steel structure at main level
- Basement waterproofing and backfill
Your villa becomes a home.
- Roof slab with complete waterproofing
- Interior walls plastered, smoothed, and painted (walls, ceilings, woodwork)
- Floor screeds and floor coverings
- Wall ceramics and false ceilings
- Doors and windows installed
- Kitchen installation
- Built-in joinery: wardrobes, dressing, shelving
- Electrical and plumbing fixtures installed and all systems commissioned
- Railings and guardrails
Handover.
- Exterior landscaping
- Light fixtures installed
- Bathroom accessories installed
- Full site cleaning
- Furniture installation (if included in your package)
- Walkthrough and formal reception of the villa
Months shown are indicative — payments are triggered by the completion of each deliverable, not by dates. Deliverables follow the approved villa plans; exact scope depends on the villa model and any buyer-requested changes.
Run your own schedule
Pick a lot price and villa model to see exactly what each milestone payment will be.
Build Your Payment Plan
Pick a lot, set your reservation and target villa delivery date (any time between 10 and 24 months after Lot Reception), and see exactly what you'll pay — and when.
Construction starts at lot reception (Jun 30, 2027) or up to 12 months later; build time is 10 months.
Timeline
Each marker represents a milestone payment between your reservation and delivery dates.
← Swipe to see the full timeline →
Payment Schedule
| Phase | Type | Date | Amount | Running balance |
|---|---|---|---|---|
Reservation Deposit — secures your lot | Lot | Aug 23, 2026 | $5,000 | $5,000 |
Promise of Sale (POS) 50% of lot price, minus the reservation deposit | Lot | Sep 22, 2026 | $55,008 | $60,008 |
Act of Sale (AOS) 40% of lot price — due at signing of the Act of Sale | Lot | Dec 22, 2026 | $48,006 | $108,014 |
Lot Reception 10% of lot price — final lot payment | Lot | Dec 22, 2026 | $12,001 | $120,015 |
Contract Signing 40% of villa price | Villa | Dec 22, 2026 | $190,820 | $310,835 |
Structural Works Begin 30% of villa price | Villa | Feb 22, 2027 | $143,115 | $453,950 |
Finishes Begin 25% of villa price | Villa | Jun 22, 2027 | $119,263 | $573,213 |
Physical Delivery 5% of villa price | Villa | Oct 22, 2027 | $23,852 | $597,065 |
| Grand total | $597,065 | |||
Deposit — secures your lot
50% of lot price, minus the reservation deposit
40% of lot price — due at signing of the Act of Sale
10% of lot price — final lot payment
40% of villa price
30% of villa price
25% of villa price
5% of villa price
Lot dates follow legal deadlines (POS 30 days after reservation, AOS 3 months after POS, Lot Reception fixed at mid-2027). Villa payments are scheduled backwards from delivery across a 10-month construction window. Final milestone timing is agreed at contract signing and may vary based on construction progress.
The schedule starts at signing
A $5,000 refundable hold reserves your lot. Then the milestones above run on construction reality, not calendar dates.